Business & Economics

2 articles

The Hidden Costs of Subscription Fatigue on Consumer Behaviour

As monthly fees accumulate, research suggests a growing mismatch between subscriptions owned and subscriptions valued

The subscription economy has grown dramatically over the past decade. Software, streaming media, news, fitness, food, and clothing now offer — or insist on — monthly or annual bill…

AnonymousMar 5, 20265 min read

Business & Economics

Disputed and Dismissed: The Structural Architecture of Consumer Credit Complaint Dysfunction

How digital dispute portals, institutional incentives, and regulatory performance combine to systematically undermine the FCRA rights of American consumers

The Fair Credit Reporting Act grants American consumers a formal right to dispute inaccurate information held by consumer reporting agencies, but the procedural infrastructure thro…

AnonymousMar 15, 202535 min read